Consistency between the subjective and objective flood risk and willingness to purchase natural disaster insurance among farmers: Evidence from rural areas in Southwest China | |
Wang, Zhi3,4,5; Zhang, Fengwan2; Liu, Shaoquan4,5; Xu, Dingde1,2 | |
刊名 | ENVIRONMENTAL IMPACT ASSESSMENT REVIEW |
2023-09-01 | |
卷号 | 102页码:14 |
关键词 | Flood risk Consistency Disaster insurance Willingness Southwest China |
ISSN号 | 0195-9255 |
DOI | 10.1016/j.eiar.2023.107201 |
英文摘要 | Floods pose significant threats to farmers, and engaging in effective disaster avoidance behaviors can mitigate some of these risks for farmers in flood risk areas (FRA). However, due to farmers' bounded rationality char-acteristics, they often have a cognitive bias of blindly overestimating or underestimating flood risk, thus failing to perform correct disaster avoidance behaviors. Based on survey data from 180 farmers in FRA in southwest China, this study constructs an assessment method for farmers' subjective and objective flood risk and analyzes the characteristics of farmers' subjective and objective flood risk. A probit regression model explores the correlation between subjective and objective flood risk consistency and farmers' willingness to purchase natural disaster insurance (WPNDI). Results showed that of the 180 farmers surveyed, 63.89% had inconsistent subjective and objective flood risks, mainly reflected in an underestimation of objective flood risk. Farmers' subjective and objective flood risk consistency was found to be positively and significantly correlated with their WPNDI. When other conditions remain unchanged, for every unit increase in the consistency of farmers' subjective and objective flood risk, their WPNDI increased by 0.601 units on average. This paper originally proposed the hy-pothesis that the consistency of farmers' subjective and objective flood risk is positively and significantly correlated with their WPNDI, and proved the reliability of this hypothesis through research. These findings can provide policy references for disaster risk management and resilient disaster prevention system construction in FRA. |
WOS关键词 | PREPAREDNESS ; PERCEPTION ; EARTHQUAKE ; MODEL |
WOS研究方向 | Environmental Sciences & Ecology |
语种 | 英语 |
出版者 | ELSEVIER SCIENCE INC |
WOS记录号 | WOS:001039696400001 |
内容类型 | 期刊论文 |
源URL | [http://ir.imde.ac.cn/handle/131551/57562] |
专题 | 成都山地灾害与环境研究所_山区发展研究中心 |
通讯作者 | Liu, Shaoquan; Xu, Dingde |
作者单位 | 1.Sichuan Agr Univ, Coll Management, Sichuan Ctr Rural Dev Res, Chengdu 611130, Peoples R China 2.Sichuan Agr Univ, Coll Management, Chengdu 611130, Peoples R China 3.Univ Chinese Acad Sci, Beijing 100049, Peoples R China 4.Minist Water Resources, Chengdu 610041, Peoples R China 5.Chinese Acad Sci, Inst Mt Hazards & Environm, Chengdu 610041, Peoples R China |
推荐引用方式 GB/T 7714 | Wang, Zhi,Zhang, Fengwan,Liu, Shaoquan,et al. Consistency between the subjective and objective flood risk and willingness to purchase natural disaster insurance among farmers: Evidence from rural areas in Southwest China[J]. ENVIRONMENTAL IMPACT ASSESSMENT REVIEW,2023,102:14. |
APA | Wang, Zhi,Zhang, Fengwan,Liu, Shaoquan,&Xu, Dingde.(2023).Consistency between the subjective and objective flood risk and willingness to purchase natural disaster insurance among farmers: Evidence from rural areas in Southwest China.ENVIRONMENTAL IMPACT ASSESSMENT REVIEW,102,14. |
MLA | Wang, Zhi,et al."Consistency between the subjective and objective flood risk and willingness to purchase natural disaster insurance among farmers: Evidence from rural areas in Southwest China".ENVIRONMENTAL IMPACT ASSESSMENT REVIEW 102(2023):14. |
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