CORC  > 厦门大学  > 经济学院-已发表论文
信息不对称视角下的中小企业融资困境分析; Analysis on Financing Dilemma of SMEs Based on Asymmetric Information Perspective
陈蕾
2011
关键词中小企业 融资困境 信息不对称 Small and medium enterprises (SMEs) Financing dilemma Asymmetric information
英文摘要近年来在央行货币政策趋紧的背景下,中小企业融资难的呼声越来越高,在中小企业密集的“长三角“、“珠三角“地区出现了倒闭潮,其生存状况甚至比金融危机的时候还要艰难。针对该情况,本文从信息不对称的视角,分析了商业银行与中小企业、商业银行信贷人员与商业银行、中介机构与商业银行、中小企业与民间资本这四重信息不对称关系,借助海英纳模型,得出解决信息不对称是缓解中小企业融资困境的重要环节,并提出相应的建议。; In recent years, with the tightened monetary policy of the central bank, small and medium enterprises (SMEs) are difficult to get financing.There is intensive collapse trend in the region of"Yangtze River Delta"and"Pearl River Delta",with large amount of SMEs.Their living conditions are more difficult than those during the period of financial crisis.This paper analyzes the four types of information asymmetry relationships between commercial banks and SMEs, loan officers and commercial banks, financial services intermediaries and commercial banks, SMEs and private capital.This study concludes that the relief of the financing dilemma in SMEs is largely dependant on the solution of asymmetric information problem.; 国家社科重大项目“扩大国内需求的宏观经济政策研究”(批准号08&ZD034)的阶段性成果
语种zh_CN
内容类型期刊论文
源URL[http://dspace.xmu.edu.cn/handle/2288/112120]  
专题经济学院-已发表论文
推荐引用方式
GB/T 7714
陈蕾. 信息不对称视角下的中小企业融资困境分析, Analysis on Financing Dilemma of SMEs Based on Asymmetric Information Perspective[J],2011.
APA 陈蕾.(2011).信息不对称视角下的中小企业融资困境分析..
MLA 陈蕾."信息不对称视角下的中小企业融资困境分析".(2011).
个性服务
查看访问统计
相关权益政策
暂无数据
收藏/分享
所有评论 (0)
暂无评论
 

除非特别说明,本系统中所有内容都受版权保护,并保留所有权利。


©版权所有 ©2017 CSpace - Powered by CSpace