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现收现付制——我国养老保险模式的最佳选择; PAYG Is the Best Choice for Pension Insurance in China
赵亮
2009
关键词养老保险 现收现付制 基金积累制 pay-as-you-go partial funded pension insurance
英文摘要目前,我国养老保险体系向部分基金积累制转轨过程中遇到了转制成本、隐形债务等一系列问题。事实上,我国不宜向基金积累制转轨,基金积累制的国际实践并不理想,其本质上具有不能增加福利、管理成本高昂、外部条件不具备等缺陷。而我国现阶段具备“艾伦条件“仍然满足、人口高龄化程度相对较低、可吸收大量新增工业人口加入养老保险体系等有利因素。对此,现收现付制仍然是我国养老保险体系的最佳选择。; At present,China pension insurance reform is undergoing the period,which is transforming pay-as-you-go scheme into partial funded scheme.We are encountering some problems,which mainly include the cost of transition and hidden debts,and so on.In fact,the funded scheme is not proper in China.Because the practice of various nations doesn't achieve the goals which are wished;the funded scheme does not increase welfare in nature;the management cost of the funded scheme is very high;the outside conditions of the funded scheme are not existed in China now.In contrast,for pay-as-you-go scheme,the Aaron condition is still met;the population aging is not very serious;the pension coverage can be expanded greatly.So,PAYG is more suitable now.
语种zh_CN
内容类型期刊论文
源URL[http://dspace.xmu.edu.cn/handle/2288/100974]  
专题公共事务-已发表论文
推荐引用方式
GB/T 7714
赵亮. 现收现付制——我国养老保险模式的最佳选择, PAYG Is the Best Choice for Pension Insurance in China[J],2009.
APA 赵亮.(2009).现收现付制——我国养老保险模式的最佳选择..
MLA 赵亮."现收现付制——我国养老保险模式的最佳选择".(2009).
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